Australians are fortunate to have a number of options when it comes to discount travel insurance. There are many different discount travel insurance providers in Australia and each have their own pros and cons. Once you find a discount travel insurance provider, you should schedule a consultation with a representative to discuss your coverage options. Here is a guide to the basic types of discount travel insurance:
Overseas Single Trip: Comprehensive cover for those interested in a one-time-only trip overseas and is valid for 365 days after purchase. Perfect for infrequent travellers who want extra protection on their holiday.
Domestic Single Trip: Same as Overseas Single Trip, however only covers holidays within the country.
Medical Only Coverage: This coverage is the cheapest as it only covers health-related accidents, medicine and rescue. It does not cover possessions, liability, cancellations and so on. It’s a great budget method for giving travellers peace of mind.
Annual Multi-Trip: This is a discount travel insurance policy that covers travellers on an unlimited number of trips within the coming year, including both overseas and domestic travel. The maximum trip length is 90 days and families are often eligible for discount travel insurance packages.
Backpacker Cover: This type of discount travel insurance focuses on health and wellness for those who will be primarily travelling on foot. It can be extended to cover possessions and cancellations if desired.